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“CBNA” is a credit report code that stands for Citibank North America. It is used to indicate the source of a credit inquiry or account listed on your credit report.
Citi is the fourth largest credit card issuer in the U.S. and offers some of the most popular cards on the market. They include Citi Double Cash, Citi Simplicity and co-branded cards from the likes of Best Buy and The Home Depot. If you have one of Citi’s co-branded cards, you might actually see “CBNA” prefixed by a code for the associated retailer. For example, “BBY/” stands for Best Buy and “THD/” means The Home Depot.
So there’s probably no need to worry about fraud if you have a Citibank credit card or you recently applied for one. But you can always use the issuer’s contact information listed on your credit report to confirm the record. You can check out this article with 4 steps to take if you don’t recognize a particular item on your credit report.
Finally, it’s worth mentioning the other possible definitions for “CBNA.” It could also stand for:
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Credit Bureau of North America, LLC (in reference to a collection agency based in Dickson, Tenn.);
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Community Bank, N.A.; or
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Comenity Bank (with “North America” mistakenly slapped on the end).
These alternate definitions won’t be used on your credit report. If you see “CBNA” there, it means Citibank. They could come up in content you read online, though. The last two are nothing to worry about. But if you have reason to believe there’s a collection agency coming after you, you’ll want to check your credit report for corresponding records and contact the collector to gather some information.
This answer was first published on 11/04/16 and it was last updated on 02/13/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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Why would CBNA do a hard inquiry on my credit every other month? They inquired in April 21, June 21 and Aug 21. I do have accounts with Citi, but why pull every other month? Does anyone know how to stop it?
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Brendan Tong, Member
@oblivionrpime
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CBNA stands for CitiBank North America. If you applied for a citicardrecently then theres your answer if not. Macy's, At&t, and i think sears also use citicredit cards.
This answer was first published on 10/09/17 and it was last updated on 02/19/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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Keenan Avery, Member
@keen_avery
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That's just Citi, or Citibank North America. There are so many places their names have to fit, so they make up these abbreviations.
This answer was first published on 01/19/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
What does BBY/CBNA stand for?
“BBY/CBNA” is a credit report code that stands for Best Buy/Citibank North America. It refers to one of the Best Buy-branded credit cards issued by Citi. If you have such a card or recently applied for one, seeing this noted on your credit report is normal.
But if that’s not the case, we recommend filing a credit-bureau dispute and taking some simple steps to safeguard your finances from what could be a case of fraud. This should definitely include signing up...
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What does THD CBNA mean on my credit report?
"THD/CBNA" is a code used by credit reporting agencies for The Home Depot Credit Card (THD) issued by Citibank North America (CBNA).
Seeing this on your credit report is nothing to worry about if you recently applied for The Home Depot Card or already have one. But if not, you'll want to learn more about responding to unauthorized inquiries or unrecognized accounts on your credit report.
read full answer
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Psla2me, Member
@Psla2me
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More than likely based on the Citi in the name it is a Citibank card of some kind if you have never had a citi bank card it is probably a store card of some kind as those appear by bank name usually not the store name.
This answer was first published on 10/08/17 and it was last updated on 02/19/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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jamesmrauch1962, Member
@jamesmrauch1962
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I don't recognize this account. I have had my phone hacked. And I need to find out who opened this account. It seems like the address was not right. And I need to find out how much was charged?
This answer was first published on 09/07/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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